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Financial Aid

The Rowan-Virtua TBES Student Financial Aid Office works with students to help them secure funding needed to finance a graduate education and also promote responsible borrowing habits. Information in this section will help you get a quick look at how affordable a Rowan-Virtua TBES degree can be. Additional information and how to contact the Financial Aid office can be found on the Rowan-Virtua Stratford Campus Student Financial Aid website.

Please note: All TBES programs are eligible for financial aid (federal financial aid and/or private education loans). While PhD students are eligible to apply for financial aid, additional funding beyond the stipend and tuition waiver may not be needed. For further information contact the Stratford Campus Student Financial Aid Office.

View cost of attendance

Your Education - Made Possible

Financial aid is generally provided by or through federal and state agencies, foundations, corporations, and the University. Grants are regarded as "gift" assistance and need not be repaid, although they may carry certain provisions. Loans that are offered can be repaid over an extended period after the student graduates. Where aid is offered in the form of a work study job, the student is paid an hourly rate for work actually performed. Please confirm with the financial aid office if you are eligible for Federal Work-Study.

Financial aid at the graduate/professional school level is based upon enrollment. Aid is awarded on the basis of "financial need" as determined by federal guidelines. The University expects that students and their families will contribute to the fullest of their ability to meet educational expenses. Students who feel that they will be in need of assistance should request information and applications from the Stratford Campus Student Financial Aid Office as soon as accepted for admission.

Submit your FAFSA

Announcements and Important Dates

 

On May 6, 2025, the Treasury Department held a 10-year Treasury note auction that resulted in a high yield of 4.342%. The chart below shows the interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2025 and before July 1, 2026. 

Loan Type Interest Rate

Direct Unsubsidized Loans for Graduate and Professional Students

7.94%

Direct PLUS Loans for Graduate or Professional Students

8.94% 

 

Rowan-Virtua TBES 

 

Fall 2025 Spring 2026
08/24/2025 01/11/2026

 

If you are anticipating a credit balance, or refund from your student loan, it will be generated within 14 calendar days of the disbursement date. 

Do you have questions or need help exploring your options? Schedule an in-person or phone consultation today! Schedule an appointment!