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Frequently Asked Questions

We know that even after you've read through all of the financial aid pages, you may still have lots of questions. Have no fear, because we have lots of answers!

Yes. If you are experiencing financial difficulty, it is highly recommended you schedule an appointment with a counselor. Schedule an appointment here.

Student budgets are prepared using current Department of Education guidelines, which consists of tuition, fees, cost of required books and supplies, room and board (based upon a shared dwelling), transportation, and personal expenses. In general, tuition, fees, and books come from your school’s Student Affairs office. Room and board costs are constructed using Bureau of Labor Statistics data for specific geographical regions. This is supplemented with data from surveys sent to our student body.

The cost to attend refers specifically to the price of tuition and fees charged by the institution, while the cost of attendance (COA) is a broader term encompassing the estimated total expenses a student will incur over the course of a year, including not only tuition and fees but also books, supplies, housing, food, transportation, and other personal expenses. 

Disbursement means that your student loan funding has been sent by your loan provider to your university Bursar billing account.  

Loan refunds are administered through the Office of the Bursar after the designated disbursement dates.  The loan amount is applied to your account balance first.  If you are anticipating a credit balance, or refund from your student loan, it will be generated within 14 calendar days of the disbursement date. 

Disbursement dates can be found under Announcements & Dates to Remember here.

The University may issue a refund when a credit balance exists on a student's account as a result of any personal payment, financial aid, scholarship, or a combination of payment types that exceed the total of all University charges and fees.  

To learn more about refunds, please visit https://sites.rowan.edu/bursar/refunds/.

To inquire about the status of your refund please contact the Bursar's Office at 856-256-4150 or email at bursar@rowan.edu.

In some cases, yes, you can use excess Title IV funds to pay for non-academic expenses, such as parking or library fees. An explanation of the benefit, as well as an authorization form, can be found in the Financial Aid tab of your Self-Service Banner portal.
 
 
 
 
 
 
 
 
 
 
 
 

Entrance and Exit Interviews are integral pieces of the Financial Aid Process. All first-time borrowers must complete Entrance Counseling, which advises you of your rights and responsibilities for the loan you are assuming. Exit Counseling provides valuable information on how to prepare for and repay your student loans. The University will contact students to schedule an Exit Interview before leaving the institution. For more information on completing online federal Entrance and Exit Counseling, click here.

Deferment forms are processed by the University Registrar. Email registrar@rowan.edu for assistance.

Students are required to be matriculated in a program of study at least half-time for the period in which they seek financial assistance. Please refer to your school’s enrollment policy.

TBES Certificate programs are eligible programs for federal financial aid. However, you must be enrolled at least half-time for the period in which you seek financial assistance.  If you are enrolled less than half-time, you may secure a private education loan.  Compare private loan resources at ELMselect.

You are ineligible to receive federal aid as a non-matriculated student.  You may secure a private education loan. Compare private loan resources at ELMselect.

Students who have room in their budgets can request additional funds by emailing stratfinaid@rowan.edu.

Subtract your total financial aid award from your Cost of Attendance. Your individual budget figures along with your financial aid award can be obtained by logging into Rowan Self Service. Follow the prompts to Financial Aid. Click on Cost of Attendance for the appropriate academic year.

Yes. you may send an email to stratfinaid@rowan.edu to request a return of funds.

The New Jersey Residency Policy and Eligibility for In-State Tuition policy can be found here.

After reviewing the policy, if you are classified as an out-of-state student and think you meet the criteria to be considered a New Jersey resident for tuition purposes, you may apply for a change in residency.  To apply, you would complete the Residency Analysis Form found at here.

There are additional documents required to be submitted with the Residency Analysis form which are described in Part II of that form.  In order to allow enough time for processing the request it is recommended that the form and all required items be submitted at least five (5) weeks before the start of the semester for which you are seeking a change in tuition. 

Please contact the University Registrar at registrar@rowan.edu for additional information.

Contact the University Registrar at registrar@rowan.edu to change your permanent address. 

A student must be a citizen or eligible non-citizen to receive aid from the Federal Student Aid programs. Students should review their school’s catalog for more specific information regarding citizenship requirements. If you have questions regarding eligibility, please reach out to our office at 856-566-6008 or StratFinAid@rowan.edu

Have a question you don't see answered above? Please take a moment to contact us and we'll see if we can help you achieve your academic dream: StratFinAid@rowan.edu or 856-566-6008.